Is it really just a simple matter of living within your means when you are constantly bombarded with the idea that you are inferior for not having that shiny new thing and banks are constantly trying to push you into predatory debt schemes like credit cards?
At that point, I don’t blame people for not having a retirement fund. This is a systemic problem, not an individual failure and we should look at changing those systemic failures rather than pointing the finger at people and saying, “you fell for our bullshit and now you are poor. Shame on you!”
Is it really just a simple matter of living within your means when you are constantly bombarded with the idea that you are inferior for not having that shiny new thing and banks are constantly trying to push you into predatory debt schemes like credit cards?
At that point, I don’t blame people for not having a retirement fund. This is a systemic problem, not an individual failure and we should look at changing those systemic failures rather than pointing the finger at people and saying, “you fell for our bullshit and now you are poor. Shame on you!”
Tell me you have bad credit and a spending problem without telling me you have bad credit and a spending problem
Tell me you’re a stupid chud without saying you’re a stupid chud.