It is free and comes with 5GB of cloud storage. For $1 a month, you get 50GB of cloud, a personal domain, Private relay (basically built in VPN), and email relay (masks your email address when signing up for a site, site never gets your actual email address, apple receive an email at the masked address and forwards to you.)
Having known a few Aussies, I have never heard them leave out “that”. It fits in though with some of the other oddities in dialect they have.