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Joined 1 year ago
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Cake day: July 6th, 2023

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  • Yeah I want to emphasize this too. It doesn’t “require you to take debt”, it checks to see if you pay your debts on time. If you carry a $5 credit card bill and pay it next month that has a positive effect. If you don’t pay that it doesn’t matter how much it is, you missed a payment, that’s a negative. You don’t have to have a bunch of loans to have a good credit score, you have to pay your bills.

    Thats why having a credit card can be good for your credit score because you are effectively borrowing money until the end of the month, then paying it back. That signals on your credit score “hey this person borrows $1000 a month, and pays it back every time. They’re a reliable borrower”


  • You are completely correct. The “happy path” or what to do if everything goes right is fairly straightforward for autonomous cars. It’s when it gets into exceptions or unexpected scenarios like this that it becomes a problem. It’s a car so you can’t just stop it in the middle of the road, but you cant tell it to ignore road signs either