You’re incorrect. It is indeed a higher chance to switch from #1 to #3. You should look up Monty Hall paradox. It’s in the link that you replied to that explains it.

That’s where the burning bush comes in.

No mercy!

Plan WAY ahead and donate your body to science. Family isn’t stuck with a bill to the vultures. Cremation even costs way too much to pay people that prey on grieving family for something that is inevitable. And science benefits from your donation. Ultimate win.