Credit scores are an improvement over white bankers deciding who gets loans. But they’re not an improvement over black-owned banks deciding who gets loans. The whites bombed Black Wall Street and then added a less bad (but still bad) alternative.
Of course it’s odd. Most people don’t see those “two steps back” (white bankers) as connected to the “one step forward” (credit scores from white bankers) because of this gap.
Credit scores are an improvement over white bankers deciding who gets loans. But they’re not an improvement over black-owned banks deciding who gets loans. The whites bombed Black Wall Street and then added a less bad (but still bad) alternative.
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Of course it’s odd. Most people don’t see those “two steps back” (white bankers) as connected to the “one step forward” (credit scores from white bankers) because of this gap.
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